Home insurance in West Valley City, UT

Parts of West Valley City are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.

Flood risk in West Valley City

Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.

FEMA's current mapping for the West Valley City area shows Zone AE, Zone A alongside Zone X, which is the lower-risk designation.

West Valley City takes part in the National Flood Insurance Program but is not in the Community Rating System, so there is no community discount on flood premiums here.

Source: FEMA National Flood Hazard Layer; NFIP community 490245.

More about insuring a home in West Valley City

Flood riskHail, wind and your roofYour home rebuild costWhat a policy coversManufactured & mobile homesRV & motorhome

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